When people hear that someone is covered by 'Medicare' they usually assume that the individual is elderly. However, did you know that there are people who qualify for Medicare insurance at a young age? There are several different circumstances that could qualify a young person for Medicare, some of which are as follows.

Lou Gehrig's Disease

Lou Gehrig's disease, also called amyotrophic lateral sclerosis or ALS, is a degenerative disease that affects the muscles. Over time, a person's ability to tell their muscles what to do will decrease, greatly reducing what they are capable of doing for themselves. Due to the extremely challenging nature of Lou Gehrig's disease, any individual who has been diagnosed, no matter their age, immediately qualifies for Medicare. 


If an individual has been on disability for more than two years, they can qualify for Medicare. This can be extremely helpful, since an illness that qualifies someone for disability is one that alters your quality of life, and may be permanent. Someone who has a disability can qualify for Medicare for as long as their disability persists, beginning after 24 months. If you have a disability and are anxious to get on Medicare, make sure that you have appropriately documented it with your physician, as that is when the 2-year waiting period will begin. Talk to your doctor to get started. 

Kidney Failure

Someone who has some form of permanent kidney failure may also qualify for Medicare. Not everyone who has kidney failure will immediately qualify, though those who need regular dialysis, a kidney transplant, or who have been diagnosed with end-stage renal disease are likely candidates. Receiving dialysis or waiting on a kidney transplant have extremely challenging daily repercussions, some of which Medicare may be able to offset or make slightly easier. 

In conclusion, Medicare is not only for those who are over 65. Many people need help at a young age, and Medicare is one organization that answers their pleas for help. If you know someone who is struggling with one of the aforementioned conditions, you should direct them to talk to their local Medicare office to get started. Any of the challenges that were mentioned above can be extremely hard to handle individually, but having to deal with money issues and figuring out how to pay for medical help can make them almost unbearable. Contact a company like Right Choice Insurance and Taxes Inc for more information.