If you've been working in the construction industry for years, you may be tired of answering to a supervisor and could be considering the launch of your own general contracting business. While this can often be a lucrative move, especially for those whose bodies are beginning to feel the wear and tear from years of working on construction sites, there are some factors you'll want to take into account before pulling the plug on your day job.

When you call a taxi, you expect to be driven to your destination. If you're involved in an accident with a taxi cab or a passenger in the vehicle when an accident occurs, you may be left stranded with unpaid medical bills and other losses. Here are three things that can derail your ability to collect compensation after an accident involving a taxi. Under-insured or Not Insured at All Almost all states require taxi drivers to carry insurance that covers them and passengers in the case of vehicle accidents.

As a licensed driver, you are probably aware that most moving violations that you are convicted of, as well as any accidents you may be involved in, may cause you to accumulate points on your driver's license. If you accumulate too many points within a specified period of time you stand the risk of having your license suspended. Fortunately, there are several ways to reduce these points. What you may not realize is that in addition to points on your driver's license, you are also accruing insurance points.

If you need to purchase a vehicle for yourself, then you have thousands of options available to you. There are many things to consider when you make the purchase—gas mileage, safety, and upfront costs are three things you are likely to think about. You probably are not immediately concerned about the price of your auto insurance, but the type of car you choose can greatly increase or decrease your insurance rates. Insurance premiums must be paid monthly, and high rates can cost you thousands of extra dollars while you own your car.

There isn't much that's as frightening as letting your teenager out of the house and behind the wheel of a car for the first time. But opening up the first car insurance bill after you add your teen driver to the policy could be nearly as frightening. It's no secret that insuring a teenage driver isn't cheap. Teenagers are three times more likely than drivers over 20 to be in a fatal car accident, making them a much riskier group to insure than any other age group.

Whether you just started working for a small trucking company or a huge fleet operator, keeping your truck safe when you're off-duty is essential. Your trucking company's insurance covers you during business hours, but it may not cover you when the truck is on your private property, or when you use it for personal use. In this case, you need to obtain non-trucking liability insurance and physical damage coverage for your personal protection.

As a homeowner, you breathe a sigh of relief when you know that your homeowners insurance is current and paid in full. It gives you a certain peace of mind that if anything were to happen, your policy would cover your loss. Unfortunately, that is not always the case. There are certain things that can easily occur in, and around, your property that just may not be covered. The good news is, that there are riders, as well as supplemental policies that you can purchase that will cover these and more.