As a homeowner, of course you want to make sure you're protected with enough insurance coverage. At the same time, you don't want to pay more than you need to. Hopefully, you've already taken advantage of the many discounts that are likely available to you through your home insurance carrier. However, there may be some additional discounts you can enjoy by making just a few changes to your lifestyle or upgrades to your home--and it's possible you've been considering some of these upgrades already, anyway!
Install a Security System
Does your home have any form of security or surveillance system in place? If not, then installing one could be beneficial in a number of ways. Not only will you beef up security around your home, but you'll also enjoy added peace of mind both when you're at home and away from the house. Furthermore, many insurance carriers these days offer a substantial discount for policy holders with security systems, as these make your home a lower risk/liability.
Integrate Smart Technology
Other types of "smart" technology can also help you save money on your home insurance coverage. Consider, for example, installing water leak detectors in your home that will alert you via smartphone (or other mobile) device and allow you to shut off your home's water supply remotely. These and other types of smart home systems are a great way to reduce your risk of needing to file a claim, and your insurance company might pass along the savings to you in the form of a discount.
Consider a Metal Roof
Is your traditional asphalt shingle roof in need of replacement? If so, then you may want to consider replacing it with a metal roof or other weather-resistant roofing material. Because roof damage is among the most common sources of home insurance claims, many insurance carriers are happy to pass along a discount to homeowners who install weather-resistant roofing that will hold up better to high winds, hail, and other common types of damage. Plus, these roofs can give you added peace of mind and may last significantly longer than a traditional asphalt or other roof material.
These are just a few of the potential insurance discounts you could be taking advantage of with your home insurance company. Of course, all carriers differ in their exact discounts and savings offered, so be sure to check with your agent ahead of time.
Reach out to a company like Angel Auto Insurance to learn more.Share