If you have started a small, at-home business you may have decided to forego any insurance for it feeling that your homeowner's or renter's insurance is enough. However, if you want to be safe, and not end up having to pay for a legal settlement out of your own pocket, it is best to always have commercial insurance. Before you scoff and keep operating without this protection, consider the following.

There is no question about it, having homeowners insurance is one of the most important things that you can do to protect your home and property. In the event that something happens to your home or the people who visit your home, the money you would normally have to pay from your own pocket will be covered. However, what some homeowners fail to realize is that some homes are naturally going to be more expensive to insure than others.

Livestock insurance helps ranchers and farmers insure the animals. Because ranchers and farmers depend on these animals for both food and income, it's vitally important for them to choose a livestock policy that provides all of the protections they need. If you have livestock that you're dependent on, here are some questions to ask your insurance agent when shopping for a livestock policy. These questions will help you find a policy that meets your coverage needs.

If you recently filed a home insurance claim and were surprised to find that it was denied, you likely have a number of questions. Below are the answers to three common questions surrounding insurance claim denials and what to do if you believe your claim has been wrongfully denied. Why Would a Home Insurance Claim Be Denied? There are quite a few reasons that a home insurance claim may be denied, and talking to your insurance agent before filing the claim may save you a bit of time and money.