auto insurance - finding the right balance

If you recently filed a home insurance claim and were surprised to find that it was denied, you likely have a number of questions. Below are the answers to three common questions surrounding insurance claim denials and what to do if you believe your claim has been wrongfully denied. Why Would a Home Insurance Claim Be Denied? There are quite a few reasons that a home insurance claim may be denied, and talking to your insurance agent before filing the claim may save you a bit of time and money.

Having a valid driver's license is a privilege in this country, and you can lose that privilege by breaking the law when driving. If you incur too many driving violations, you may be required to obtain SR22 insurance coverage in order to keep your driving privileges. If this is the case, there are several things you should avoid doing if you want to continue driving legally. Here are three of the main things you should avoid when you get SR22 insurance coverage.

If you've been working in the construction industry for years, you may be tired of answering to a supervisor and could be considering the launch of your own general contracting business. While this can often be a lucrative move, especially for those whose bodies are beginning to feel the wear and tear from years of working on construction sites, there are some factors you'll want to take into account before pulling the plug on your day job.

When you call a taxi, you expect to be driven to your destination. If you're involved in an accident with a taxi cab or a passenger in the vehicle when an accident occurs, you may be left stranded with unpaid medical bills and other losses. Here are three things that can derail your ability to collect compensation after an accident involving a taxi. Under-insured or Not Insured at All Almost all states require taxi drivers to carry insurance that covers them and passengers in the case of vehicle accidents.

As a licensed driver, you are probably aware that most moving violations that you are convicted of, as well as any accidents you may be involved in, may cause you to accumulate points on your driver's license. If you accumulate too many points within a specified period of time you stand the risk of having your license suspended. Fortunately, there are several ways to reduce these points. What you may not realize is that in addition to points on your driver's license, you are also accruing insurance points.

If you need to purchase a vehicle for yourself, then you have thousands of options available to you. There are many things to consider when you make the purchase—gas mileage, safety, and upfront costs are three things you are likely to think about. You probably are not immediately concerned about the price of your auto insurance, but the type of car you choose can greatly increase or decrease your insurance rates. Insurance premiums must be paid monthly, and high rates can cost you thousands of extra dollars while you own your car.

There isn't much that's as frightening as letting your teenager out of the house and behind the wheel of a car for the first time. But opening up the first car insurance bill after you add your teen driver to the policy could be nearly as frightening. It's no secret that insuring a teenage driver isn't cheap. Teenagers are three times more likely than drivers over 20 to be in a fatal car accident, making them a much riskier group to insure than any other age group.

Whether you just started working for a small trucking company or a huge fleet operator, keeping your truck safe when you're off-duty is essential. Your trucking company's insurance covers you during business hours, but it may not cover you when the truck is on your private property, or when you use it for personal use. In this case, you need to obtain non-trucking liability insurance and physical damage coverage for your personal protection.