Collision and comprehensive boat insurance are only required if the owner is financing the purchase. However, consumer advocates strongly recommend carrying this insurance to offset the financial risk if expensive damage ever occurs. As with any vehicle, the policy protects owners from having to pay a large amount out of pocket for fixing or replacing a boat. Most states do not require liability insurance for marine vessels. Nevertheless, the coverage is advisable for financial protection.

Auto insurance plans come in all shapes and sizes. Different drivers have different needs when it comes to an auto insurance policy. Shopping around and making apples-to-apples comparisons when it comes to insurance plans can save you money and help you find the right mix of coverage and cost. The key is to choose wisely when exploring your options. These are a few reasons it is so important to compare individual auto insurance plans.

Semi-trucks are used to haul consumer goods throughout the country. Since these large vehicles share public roadways with passenger cars, transportation companies must have a comprehensive commercial trucking insurance policy in place at all times. Commercial trucking insurance is designed specifically to mitigate the financial damages that could be caused by a collision between a semi-truck and a passenger car. Many factors work together to help determine the cost of monthly premiums for any commercial trucking insurance policy.

All too often, car insurance becomes one of those expenses that you pay but don't really think about. That can often lead to you unknowingly paying more than you really needed to pay for the insurance coverage that you need. When it comes to saving money on your car insurance, it's important that you understand why you're paying as much as you are. Here's a look at some of the basics you need to know about your car insurance premiums.

Car insurance is a necessity for every car owner. It's not only a good idea, but it's also the law. However, just because you have to pay money for car insurance doesn't mean you have to let it drain your bank account. There are a variety of different ways to save money on your car insurance without losing your most important coverages. Here are just some of the options you might want to look at if you'd like to reduce your monthly premium.

Car insurance can be a very large expense. If you feel like you are drowning by paying your car insurance, you need to make changes that will allow you to pay and keep your car insurance. Way #1: Increase Your Deductible If you feel like your car insurance premium is too high, you may want to consider increasing your deductible. Increasing your deductible will increase the amount that you have to pay for your insurance company should you need to make a claim.

Backyard play equipment, whether it be a swing set or trampoline, may provide a lot of fun for children and adults alike, but they can also be incredibly dangerous. So, as a parent, how do you make sure that your children are safe while also protecting yourself in the event that a catastrophe occurs? Keep reading to learn a few things that you need to know about trampolines as a homeowner with home insurance.

When you have a company, there are a lot of different ways to spend your money. From building improvements and better equipment to raises for your employees, it's easy to spend money on important things, while forgetting about crucial costs like business insurance policies. Here are three perks of business insurance policies.  1. Build Better Relationships With Vendors Business insurance doesn't just protect you, it also protects the people you work with.

Riders boost insurance policies by adding narrowly defined coverage to a policy's standard protections. If you have a home insurance policy, here are some common riders that could increase the protections your homeowners policy offers. Water Backup Rider Plumbing issues that lead to leaks or backups can cause significant damage to a house, and this damage isn't covered by a standard homeowners insurance policy. If your toilet overflows, dishwasher line leaks, or a pipe bursts during winter, a standard home insurance policy will leave you responsible for repairing the damage.

Every car has a title, and the title states the names of the people who own the car. If you own the vehicle, the title will have your name on it. Typically, you would be the person insuring the car, but have you wondered if someone else can insure it instead? If so, here are a few things to know. Why You Might Want to Do This Suppose you are divorced and have a child with your ex.