Livestock insurance helps ranchers and farmers insure the animals. Because ranchers and farmers depend on these animals for both food and income, it's vitally important for them to choose a livestock policy that provides all of the protections they need. If you have livestock that you're dependent on, here are some questions to ask your insurance agent when shopping for a livestock policy. These questions will help you find a policy that meets your coverage needs.

If you recently filed a home insurance claim and were surprised to find that it was denied, you likely have a number of questions. Below are the answers to three common questions surrounding insurance claim denials and what to do if you believe your claim has been wrongfully denied. Why Would a Home Insurance Claim Be Denied? There are quite a few reasons that a home insurance claim may be denied, and talking to your insurance agent before filing the claim may save you a bit of time and money.

Having a valid driver's license is a privilege in this country, and you can lose that privilege by breaking the law when driving. If you incur too many driving violations, you may be required to obtain SR22 insurance coverage in order to keep your driving privileges. If this is the case, there are several things you should avoid doing if you want to continue driving legally. Here are three of the main things you should avoid when you get SR22 insurance coverage.

As a licensed driver, you are probably aware that most moving violations that you are convicted of, as well as any accidents you may be involved in, may cause you to accumulate points on your driver's license. If you accumulate too many points within a specified period of time you stand the risk of having your license suspended. Fortunately, there are several ways to reduce these points. What you may not realize is that in addition to points on your driver's license, you are also accruing insurance points.

If you need to purchase a vehicle for yourself, then you have thousands of options available to you. There are many things to consider when you make the purchase—gas mileage, safety, and upfront costs are three things you are likely to think about. You probably are not immediately concerned about the price of your auto insurance, but the type of car you choose can greatly increase or decrease your insurance rates. Insurance premiums must be paid monthly, and high rates can cost you thousands of extra dollars while you own your car.

There isn't much that's as frightening as letting your teenager out of the house and behind the wheel of a car for the first time. But opening up the first car insurance bill after you add your teen driver to the policy could be nearly as frightening. It's no secret that insuring a teenage driver isn't cheap. Teenagers are three times more likely than drivers over 20 to be in a fatal car accident, making them a much riskier group to insure than any other age group.

Whether you just started working for a small trucking company or a huge fleet operator, keeping your truck safe when you're off-duty is essential. Your trucking company's insurance covers you during business hours, but it may not cover you when the truck is on your private property, or when you use it for personal use. In this case, you need to obtain non-trucking liability insurance and physical damage coverage for your personal protection.

As a homeowner, you breathe a sigh of relief when you know that your homeowners insurance is current and paid in full. It gives you a certain peace of mind that if anything were to happen, your policy would cover your loss. Unfortunately, that is not always the case. There are certain things that can easily occur in, and around, your property that just may not be covered. The good news is, that there are riders, as well as supplemental policies that you can purchase that will cover these and more.